Turn your residential or commercial property into working capital. Get access to competitive interest rates, flexible tenure, and quick processing with Bikrii.com.
A Loan Against Property is a secured loan where you pledge your owned residential or commercial property to get funds for any purpose — business expansion, education, medical expenses, debt consolidation, or personal needs.
Use the value of your existing residential or commercial property to access funds without selling it.
Loan amount, subject to lender eligibility and policy.
Borrow up to 70% of your property's market value, subject to lender policy.
Starting from 9.25% p.a., with the final rate depending on lender and borrower profile.
Repay over 10 to 20 years to help keep your EMI affordable.
Use the funds for business, education, medical expenses, debt consolidation, or personal needs.
Pre-approval in 48 hours, subject to document verification and lender approval.
Shift an existing LAP and get additional funds through a top-up, subject to eligibility.
*T&C Apply. Rates vary by lender and profile.
Residential or commercial property in your name, located in approved locations across India including Delhi NCR.
Our Bikrii relationship manager will help you collect everything.
Fill the form on Bikrii.com in 2 minutes.
Free valuation and eligibility check.
Doorstep pickup available in Delhi and major cities.
Get funds credited within 7 working days* post approval.
| Feature | Loan Against Property | Personal Loan |
|---|---|---|
| Loan Amount | High, up to ₹10 Cr | Limited, up to ₹50 Lakh |
| Interest Rate | Lower, secured loan | Higher, unsecured loan |
| Tenure | Up to 20 years | Up to 5 years |
| Best For | Business, large expenses | Small, short-term needs |
Yes. You can use it for business, education, wedding, medical, or debt consolidation.
You can still apply for LAP on the same property after some equity is built, or opt for a balance transfer + top-up.
Yes. Most lenders allow part-prepayment and foreclosure with minimal charges.
It depends on property market value, your income, credit score, and lender policy. Typically up to 70% of property value.
Contact Bikrii.com Properties ASAP and explore Loan Against Property options.
Contact Bikrii.comFooter note: Bikrii.com is a loan marketplace and DSA. Loan approval is subject to lender's policy. Interest rates and terms are indicative.
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