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25 Years Of Trust

Loan Against Property

Bikrii.com Loan Services

Unlock the Value of Your Property

Loan Against Property up to ₹10 Cr

Turn your residential or commercial property into working capital. Get access to competitive interest rates, flexible tenure, and quick processing with Bikrii.com.

  • High loan amounts based on property value
  • Lower interest rates compared with unsecured loans
  • Long tenure to keep EMIs affordable
Loan Against Property
Understand LAP

What is Loan Against Property?

A Loan Against Property is a secured loan where you pledge your owned residential or commercial property to get funds for any purpose — business expansion, education, medical expenses, debt consolidation, or personal needs.

With Bikrii.com, you get:

  • High loan amounts based on property value
  • Lower interest rates vs unsecured loans
  • Long tenure to keep EMIs affordable

Property-Backed Funding

Use the value of your existing residential or commercial property to access funds without selling it.

Up to ₹10 Cr

Loan amount, subject to lender eligibility and policy.

Why Choose Bikrii.com

Key Benefits with Bikrii.com

High Loan Amount

Borrow up to 70% of your property's market value, subject to lender policy.

Competitive Interest Rates

Starting from 9.25% p.a., with the final rate depending on lender and borrower profile.

Flexible Tenure

Repay over 10 to 20 years to help keep your EMI affordable.

Multi-Purpose Use

Use the funds for business, education, medical expenses, debt consolidation, or personal needs.

Quick Processing

Pre-approval in 48 hours, subject to document verification and lender approval.

Balance Transfer + Top-up

Shift an existing LAP and get additional funds through a top-up, subject to eligibility.

*T&C Apply. Rates vary by lender and profile.

Check Your Eligibility

Who Can Apply?

For Salaried

  • Age: 23 to 65 years
  • Minimum income: ₹30,000/month
  • Work experience: 2+ years

For Self-Employed / Business

  • Age: 25 to 70 years
  • Business vintage: 3+ years
  • ITR and business continuity proof

Property Eligibility

Residential or commercial property in your name, located in approved locations across India including Delhi NCR.

Prepare Your Documents

Documents Required

Identity & Age Proof

  • PAN
  • Aadhaar
  • Passport

Address Proof

  • Aadhaar
  • Utility Bill

Property Documents

  • Title deed
  • NOC
  • Property tax receipts
  • Approved map

Income Proof — Salaried

  • Last 3 months salary slips
  • 6 months bank statements
  • Form 16

Income Proof — Self-Employed

  • Last 3 years ITR
  • P&L
  • Balance Sheet
  • 12 months bank statements

Our Bikrii relationship manager will help you collect everything.

Simple & Convenient

How It Works — 4 Simple Steps

1

Apply Online

Fill the form on Bikrii.com in 2 minutes.

2

Property Valuation

Free valuation and eligibility check.

3

Document Verification

Doorstep pickup available in Delhi and major cities.

4

Loan Disbursal

Get funds credited within 7 working days* post approval.

Compare Your Options

LAP vs Other Loans

Feature Loan Against Property Personal Loan
Loan Amount High, up to ₹10 Cr Limited, up to ₹50 Lakh
Interest Rate Lower, secured loan Higher, unsecured loan
Tenure Up to 20 years Up to 5 years
Best For Business, large expenses Small, short-term needs
Need More Information?

Frequently Asked Questions

Q: Can I use LAP funds for any purpose?

Yes. You can use it for business, education, wedding, medical, or debt consolidation.

Q: What if I already have a home loan?

You can still apply for LAP on the same property after some equity is built, or opt for a balance transfer + top-up.

Q: Is prepayment allowed?

Yes. Most lenders allow part-prepayment and foreclosure with minimal charges.

Q: How is the loan amount decided?

It depends on property market value, your income, credit score, and lender policy. Typically up to 70% of property value.

Need Funds Without Selling Your Property?

Contact Bikrii.com Properties ASAP and explore Loan Against Property options.

Contact Bikrii.com

Footer note: Bikrii.com is a loan marketplace and DSA. Loan approval is subject to lender's policy. Interest rates and terms are indicative.

For further details Post Your Queries or Enquire at contact@bikrii.com

Clarify your query in the "Subject" of your Email Sent to us at contact@bikrii.com
Call Us : 8010595801